Free Investor Calculators.

I built Free Investor Calculators.

My calculators are based on established financial methods widely used by professional investors and analysts.

The DCF Calculator uses a two-stage discounted cash flow model to estimate intrinsic value, taking into account projected cash flows, terminal value, and margin of safety.

The Piotroski F-Score Calculator analyzes nine important financial indicators across profitability, leverage, liquidity, and operating efficiency to help identify fundamentally strong businesses.

The Mortgage Recast Calculator estimates a new monthly payment by re-amortizing the lower loan balance over the remaining term at the same interest rate, then compares payment reduction, interest savings, and total cash needed.

The YTM & YTC Calculator creates a bond cash flow schedule and calculates the internal rate of return (IRR) that matches the dirty price to discounted future cash flows, using actual dates, coupon timing, and redemption values for both maturity and call scenarios.

The Money Market Calculator projects future balance and interest earned based on APY, recurring contributions, contribution growth, and a defined savings timeline.

All calculations are transparent, data-driven, and intended to help investors make better-informed decisions through structured, consistent methodologies.